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Your BT pension
	Background
	Latest BT Pension News
	BT Retirement Plan
	BT Retirement Saving Scheme
	Syntegra Limited Flexible Pension
	Defined benefit schemes
	Defined contribution schemes
	Scheme financing
	Trustees
	The schemes’ rules
	Technical terms

The Syntegra Limited Flexible Pension Plan (SLFPP)
This was a small scheme set up some time ago for new employees of what was Syntegra Limited. It had been closed to new employees for some time, as Syntegra had been integrated with the rest of BT: new employees in what in the past would have been Syntegra were thereafter employed in BT on BT plc contracts and they would have joined the BTRP.


The SLFPP was a defined contribution scheme and a poor scheme for similar reasons to the BTRP. The basic contribution levels from employee and employer were insufficient to provide for a decent pension at retirement and - like the BTRP - it also provided only minimal protection against death in service and medical retirement.


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